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See How iUSACare Works
Learn how our private-sector model delivers universal coverage with minimal government cost.
About us
iUSACare is a national healthcare infrastructure that shifts financial responsibility away from the federal government and onto a structured alliance of insurance carriers, banks, donors, and healthcare providers.
It is designed to reduce government spending while expanding healthcare access to all residents and nonresidents living in the United States.
See How iUSACare Works
Learn how our private-sector model delivers universal coverage with minimal government cost.
A Private-Sector Engine That Powers Universal Coverage
Catastrophic Coverage ($20,000 Deductible)
- Pre-approved bank-issued credit lines cover the deductible only when needed
- No upfront cost to consumers
- Activated only during actual medical events
Basic Healthcare Coverage
- Subsidized by insurers, banks, providers, donors, and a $100/month consumer premium
- Covers routine and preventive care
- Available to all residents regardless of immigration status
100% Funded Through a Multi-Sector Alliance
| Funding Source | Catastrophic Care % | Basic Care % |
|---|---|---|
| Insurance Carriers | 25% | 25% |
| Banks | 25% | 25% |
| Investor Donations | 20% | 20% |
| Healthcare Providers | 10% | 10% |
| Consumer Premiums | 10% | 10% |
| Government | Balance | Balance |
| Total | 100% | 100% |
A Healthcare Model Both political parties Can Support
- Republican Priority: Smaller government, reduced federal spending, private-sector enforcement
- Democratic Priority: Universal access for all residents and nonresidents living in the USA
iUSACare is the first national model engineered to satisfy both priorities simultaneously.
Ready for Federal and State Implementation
- Federal subsidy replacement
- Medicaid alternative
- State marketplace replacement
- Public-private partnership for uninsured populations
The model is contract-driven, scalable, and ready for national deployment.